Stockmarkets throughout the world are down more than 10% from this year’s high. We have never claimed to be able to get market timing right but there are some occasions when there seems to be value for money. This could be one of those times but don’t be surprised if there are more falls before a recovery.
Unless you are a speculator short term funds should never be invested in stocks and shares or equity funds so you must be prepared to sit tight over the medium term if necessary. However, with interest rates at the level where leaving money on deposit is in effect guaranteeing a loss when inflation is taken into account not looking closely at other investment options could cost you dearly in the medium term.
If you are happy and confident in making your own investment decisions our recommendation is the Hargreaves Lansdown platform. If you would like a tutorial on how to make the best of their services just email me with “HL tutorial” in the subject line.
However if you would like rather more help and support ( not personal advice) then our Investment Support Module is what you need. For more details email me with “investment support” in the subject line.
I have been personally investing over the last few days. That doesn’t mean I am right but at least I have the courage of my convictions!!!
This document and our on going services are not personal advice. We'll give you all the help and guidance you need to make your investment and retirement decisions, but we can't advise you. If you're not sure whether you need regulated financial advice we can put you in touch with a suitably qualified and experienced regulated adviser. Because we are not regulated by the Financial Conduct Authority you will not have access to the Financial Ombudsman Service in respect of any complaints. If you use one of the "no advice" on line services to handle investment transactions they will be Regulated and you will have access to the Ombudsman and The Financial Compensation Scheme in respect of their services. The value of investments/pension plans can fall or rise depending on market performance. The Retirement Team and The Investment and Retirement Coach are trading names of Capture Success Ltd Reg No 01825075 Tel 07770575122