Last week Prince Philip announced he was stepping down from carrying out royal engagements as he approached his 96th birthday. That’s some retirement date.
If I’m as fit and alert as he is on my 96th birthday what a result that will be.
So is keeping on working the answer?
If you have to – no. But if, like me, you are doing it because you enjoy it, working with people you like, for the hours you choose, why not? Age 96 would be one hell of a challenge, but if it keeps me fit, healthy and alert why not?
On the other hand I am dealing with a lovely couple in their early 50’s who have had enough of the corporate rat race and intend to retire to Devon at age 55 when they will immerse themselves in the local community, follow their environmental passions, and enjoy their Aunt and Uncle duties.
Early or late retirement? It can be your choice if you have done the groundwork. The days of a secure final salary pension after a lifetime of work for one employer are rapidly coming to an end but on the other hand taking an interest in, paying attention to, and being confident in, your financial planning is now so much easier with the growth of the user friendly on-line platforms such as Hargreaves Lansdown.
If you are still finding it a bit too much and need some help in getting started just text “PENSIONS” to me on 07770 575122, or contact me and lets have a conversation.
IMPORTANT INFORMATION
This document and our on going services are not personal advice. We'll give you all the help and guidance you need to make your investment and retirement decisions, but we can't advise you. If you're not sure whether you need regulated financial advice we can put you in touch with a suitably qualified and experienced regulated adviser. Because we are not regulated by the Financial Conduct Authority you will not have access to the Financial Ombudsman Service in respect of any complaints. If you use one of the "no advice" on line services to handle investment transactions they will be Regulated and you will have access to the Ombudsman and The Financial Compensation Scheme in respect of their services. The value of investments/pension plans can fall or rise depending on market performance. The Retirement Team and The Investment and Retirement Coach are trading names of Capture Success Ltd Reg No 01825075 Tel 07770575122
