Call Richard Cook: 07770 575 122

email: richard@theinvestmentandretirementcoach.co.uk

Pay attention – It’s your money!

How much attention are you paying to your pension plan and the wider retirement planning issues?

A recent survey by Standard Life revealed that 71% of either don’t read our annual pension statement or file it away after a cursory glance. That really doesn’t make any sense at all. IT’S YOUR MONEY.


But the question is will “paying attention” really help?

The attendees at a recent presentation for the Basepoint Networking Group in Tewkesbury were not at all sure at the outset. By the end they were almost unanimous in deciding that they would pay attention and that with just a little guidance and time and effort they could take back control of their money and make sure it was working for them.

Just paying attention to our statements and possibly asking a few more questions of our adviser is a good starting point but unfortunately may not provide all the answers.

I become more and more convinced that switching to one of the online programmes such as Hargreaves Lansdown or Best Invest is by far the best route to learning, gaining confidence, and taking back control. IT’S OUR MONEY and it needs and deserves our attention.

The key to making this work is to get some guidance at the outset. All the information we need is available online but without some guidance we may well feel swamped and give up very quickly.

The number one issue which was concerning attendees was the need to consolidate all those old pension plans. The general view was that the money in those plans did not “feel like their money” and as a result it was getting little or no attention. When we have worked hard to earn that money that just makes no sense at all.

One Pension

So why don’t you take the first step towards “paying attention” and getting back control of “your money” by giving me a ring on 07770 575122 and arranging a complimentary 20 minute exploratory telephone conversation.  Alternatively just click the “request more information” box and I will get back to you. It will help if you have recent pension statements available. By all means try the free pension guidance at Pension Wise and see if that works for you. If not I would love to hear from you.

Three Options

The flexibility offered by the new Pension Freedom legislation provides loads of interesting and exciting tax and investment planning possibilities once we get to age 55 but we really need to be paying attention and educating ourselves well before then.

Finally don’t forget to sign up for blog updates below and share this if you think it would help your friends.


This document and our on going services are not personal advice. We'll give you all the help and guidance you need to make your investment and retirement decisions, but we can't advise you. If you're not sure whether you need regulated financial advice we can put you in touch with a suitably qualified and experienced regulated adviser. Because we are not regulated by the Financial Conduct Authority you will not have access to the Financial Ombudsman Service in respect of any complaints. If you use one of the "no advice" on line services to handle investment transactions they will be Regulated and you will have access to the Ombudsman and The Financial Compensation Scheme in respect of their services. The value of investments/pension plans can fall or rise depending on market performance. The Retirement Team and The Investment and Retirement Coach are trading names of Capture Success Ltd Reg No 01825075 Tel 07770575122

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