What that means is that millions are facing a retirement full of doubt and uncertainty rather than confidence.
Of course the earlier you start planning for retirement the better, but even when you are in your 50’s, paying attention, getting some advice/guidance, and consolidating old pension plans can have a dramatic impact on retirement lifestyles.
A recent report from the Money and Pensions Service showed that 37% of over 50s -3m-people are too late with their planning or have no retirement plans in place. The research also indicates that the pandemic has resulted in people both bringing forward and delaying their retirement plans – another reason why the right level of planning is even more important.
Wherever this is on your “to-do” list I urge you to bring it to the top and take some action. If you have an existing relationship with a financial adviser request a pension review but do check on the level of fees required.
Otherwise use this LINK to request a complimentary exploratory online meeting with me, Richard Cook, The Investment and Retirement Coach. You will quickly find out where you are in your pension planning and what needs to be done next.
It really doesn’t matter whether you have already built up a good level of pension or are well behind – it will only take a little time and effort to achieve some worthwhile results.
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Retirement Risk Zone: If you are in what I call “The Retirement Risk Zone“ – the three years before retirement and the three years after – this is a particularly important time for you, so do please get in touch. Just use this link to book your Zoom chat. Make the wrong decision, or no decision, now and it could have a major impact on your lifestyle for the rest of your life.
IMPORTANT INFORMATION
This document and our on going services are not personal advice. We’ll give you all the help and guidance you need to make your investment and retirement decisions, but we can’t advise you. If you’re not sure whether you need regulated financial advice we can put you in touch with a suitably qualified and experienced regulated adviser. Because we are not regulated by the Financial Conduct Authority you will not have access to the Financial Ombudsman Service in respect of any complaints. If you use one of the “no advice” on line services to handle investment transactions they will be Regulated and you will have access to the Ombudsman and The Financial Compensation Scheme in respect of their services. The value of investments/pension plans can fall or rise depending on market performance. The Retirement Team and The Investment and Retirement Coach are trading names of Capture Success Ltd Reg No 01825075 Tel 07770575122
IMPORTANT INFORMATION
This document and our on going services are not personal advice. We'll give you all the help and guidance you need to make your investment and retirement decisions, but we can't advise you. If you're not sure whether you need regulated financial advice we can put you in touch with a suitably qualified and experienced regulated adviser. Because we are not regulated by the Financial Conduct Authority you will not have access to the Financial Ombudsman Service in respect of any complaints. If you use one of the "no advice" on line services to handle investment transactions they will be Regulated and you will have access to the Ombudsman and The Financial Compensation Scheme in respect of their services. The value of investments/pension plans can fall or rise depending on market performance. The Retirement Team and The Investment and Retirement Coach are trading names of Capture Success Ltd Reg No 01825075 Tel 07770575122