Call Richard Cook: 07770 575 122

email: richard@theinvestmentandretirementcoach.co.uk

Pension Planning

Just how dangerous is starting to withdraw from your pension plan without taking advice/guidance?

A recent report confirmed that four out of ten products bought to support withdrawals from pension funds were purchased without professional advice (FCA product sales data).

It is inevitable that without advice and guidance many people will make decisions they will live to regret with severe consequences for their ongoing lifestyles.

If you do nothing else book yourself a session with Pension Wise, the Government’s free guidance service. They may be able to set you in the right direction but you may still need further guidance.  https://www.moneyhelper.org.uk/en/pensions-and-retirement/pension-wise

Many of my clients started with Pension Wise but then found that my forty-plus years of experience as a pensions expert came with some extra insights and real practical value. I have been drawing from my pension fund for more than 10 years, throughout the stock market ups and downs, so I can guide you with real-life practical experience and not just technical expertise.

The message I get from my clients after I have been working with them for a while is that, at long last, they feel confident in, and in control of, their retirement/pension planning. Ideally, they will have achieved what I call a” FEARLESS RETIREMENT”. One where they can sleep soundly at night knowing the money is sorted and can wake up each morning looking forward to the day ahead knowing they can afford whatever they have planned.

Are you still thinking about going it alone? Please don’t do it. Just schedule a complimentary 30-minute discussion with me and you will soon find out whether you really know enough to go it alone or whether you would benefit from some professional guidance.     Contact me here.


This document and our on going services are not personal advice. We'll give you all the help and guidance you need to make your investment and retirement decisions, but we can't advise you. If you're not sure whether you need regulated financial advice we can put you in touch with a suitably qualified and experienced regulated adviser. Because we are not regulated by the Financial Conduct Authority you will not have access to the Financial Ombudsman Service in respect of any complaints. If you use one of the "no advice" on line services to handle investment transactions they will be Regulated and you will have access to the Ombudsman and The Financial Compensation Scheme in respect of their services. The value of investments/pension plans can fall or rise depending on market performance. The Retirement Team and The Investment and Retirement Coach are trading names of Capture Success Ltd Reg No 01825075 Tel 07770575122

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  • Kate Battes 18th August 2022 at 13:06

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