Call Richard Cook: 07770 575 122

email: richard@theinvestmentandretirementcoach.co.uk

Increase of 34% in pension transfer value in just 18 months – find out more…

My previous blog on pension transfer values was all about the risks of staying in a Final Salary Pension Scheme once you have left service. Today’s blog is all about the benefits of transferring out. All of the evidence is that transfer values are at an all time high, a situation which could reverse at any time.


Let me tell you about one case I am working on at present.

The transfer value on 6th March 2015 was £199,137. The latest transfer value on 5th July 2016 was £266,469. That is a huge increase of £67,332 (or 34%) which could be reversed at any time. Action is needed now if you still have a final salary pension with a previous employer.

The transfer value relates to employment from 1991 to 2006 (17 years) and is the equivalent of more than £15,000 for each of those years. Now I don’t underestimate the importance of a guaranteed pension but there must be a figure at which getting control of a large transfer value is better value for money. Add in the advantages of the new “pension flexibility” and all of a sudden the conventional wisdom that you should stay in the Final Salary Scheme whatever the transfer value seems well past its sell by date.

Taking a pension transfer value is a big, big, decision which shouldn’t be taken lightly. You will need to take advice from a regulated pension transfer specialist (which doesn’t come cheap). Before you do that though, The Investment and Retirement Coach pension transfer service is a very sensible starting point. I can provide guidance at a relatively low cost – simply click here, put “pension transfer” in the subject box and I will get back to you.

We can talk through all the advantages/disadvantages of accepting a transfer value, and the process you will have to go through, before committing yourself to big fees with a pension transfer specialist. I can also help you source a specialist who has the knowledge, experience and processes to help you achieve the right result at a reasonable cost.

Please, please at least take the time to find out more. I know it’s only one case but what other investments would have gone up by 34% in just 18 months?

The risks I talked about in my last blog are still there but I now believe the rewards are even more important. I can’t think of any other investment which has increased by 34% in just 18 months. Just click here, put “pension transfer” in the subject box and I will get back to you.

This is your money. Don’t you think you should at least look at moving it whilst you can get such good returns?



This document and our on going services are not personal advice. We'll give you all the help and guidance you need to make your investment and retirement decisions, but we can't advise you. If you're not sure whether you need regulated financial advice we can put you in touch with a suitably qualified and experienced regulated adviser. Because we are not regulated by the Financial Conduct Authority you will not have access to the Financial Ombudsman Service in respect of any complaints. If you use one of the "no advice" on line services to handle investment transactions they will be Regulated and you will have access to the Ombudsman and The Financial Compensation Scheme in respect of their services. The value of investments/pension plans can fall or rise depending on market performance. The Retirement Team and The Investment and Retirement Coach are trading names of Capture Success Ltd Reg No 01825075 Tel 07770575122

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