Call Richard Cook: 07770 575 122

email: richard@theinvestmentandretirementcoach.co.uk

HMRC investigates IHT in a quarter of estates

More than 5,000 inheritance tax investigations are opened by HMRC each year representing about 25% of all estates that pay IHT.

Inheritance tax is infamous for not only being disliked, but complex and at times deeply unfair. On top of that there is a one in four chance that, when your executors complete the IHT return, HMRC will open a time consuming and expensive investigation.

Most people are not deliberately trying to put one over on HMRC but, given the current complexity of the rules, it’s not really surprising if things go awry.

My experience is that few clients have anything like a full knowledge of how IHT works and even something as simple as documenting gifts within the annual exemptions is often not done properly.

Many retired people are in a position to make substantial gifts without putting their financial futures at risk. This would reduce IHT liabilities, however they do not do so through a lack of knowledge and/or guidance. The use of a simple Trust can provide you with a great deal of control over those funds and flexibility over who benefits and when.

If your total estate is estimated to be in excess of £1 million this is something it would be well worth exploring.

The starting point would be a preliminary meeting with me, for which there would be no fee. If you are interested please phone or text me, Richard, on 07770 575122 and let’s have a conversation.


This document and our on going services are not personal advice. We'll give you all the help and guidance you need to make your investment and retirement decisions, but we can't advise you. If you're not sure whether you need regulated financial advice we can put you in touch with a suitably qualified and experienced regulated adviser. Because we are not regulated by the Financial Conduct Authority you will not have access to the Financial Ombudsman Service in respect of any complaints. If you use one of the "no advice" on line services to handle investment transactions they will be Regulated and you will have access to the Ombudsman and The Financial Compensation Scheme in respect of their services. The value of investments/pension plans can fall or rise depending on market performance. The Retirement Team and The Investment and Retirement Coach are trading names of Capture Success Ltd Reg No 01825075 Tel 07770575122

Share Button

Leave a Reply

Your email address will not be published.

For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

I agree to these terms.

Sign up to my mailing list

Fearless Retirement

Register to be in with a chance of receiving one of 25 complimentary copies of my book “Fearless Retirement


Need more information?

Use the form below to contact me and I’ll get back to you as soon as possible.

    Your Name (required)

    Your Email (required)

    Your telephone number:


    Any particular problems/ issues?

    Read my featured articles on money success here;