Call Richard Cook: 07770 575 122

email: richard@theinvestmentandretirementcoach.co.uk

Higher rate pension tax relief at risk – again!

New government, new chancellor, and once again press reports are indicating that higher rate relief on pension contributions are at risk.

As my regular blog readers will know we have been here many times before when the threat has come to nothing. However, that does not mean that it should be ignored.

If you are a higher rate tax payer planning a pension contribution in the current tax year please, please, bring it forward to before Budget Day of 11th March.

If you have some catching up to do to get your pension planning where it needs to be a one-off contribution could wipe out your entire higher rate tax liability for the current tax year if you get in before 11th March or the rules do not change. I wrote about this only a couple of weeks ago – take a look and text me on 07770 575122 if you would like to know more.

As always, I must point out that I am not a regulated financial adviser and nothing I say should be treated as personal advice. However, if you would like to be sure your pension planning is on track my coaching and guidance service will give you the thinking processes to make good planning decisions for yourself  if you are happy to use one of the on-line platforms such as Hargreaves Lansdown or AJ Bell.


This document and our on going services are not personal advice. We'll give you all the help and guidance you need to make your investment and retirement decisions, but we can't advise you. If you're not sure whether you need regulated financial advice we can put you in touch with a suitably qualified and experienced regulated adviser. Because we are not regulated by the Financial Conduct Authority you will not have access to the Financial Ombudsman Service in respect of any complaints. If you use one of the "no advice" on line services to handle investment transactions they will be Regulated and you will have access to the Ombudsman and The Financial Compensation Scheme in respect of their services. The value of investments/pension plans can fall or rise depending on market performance. The Retirement Team and The Investment and Retirement Coach are trading names of Capture Success Ltd Reg No 01825075 Tel 07770575122

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