Call Richard Cook: 07770 575 122

email: richard@theinvestmentandretirementcoach.co.uk

Hargreaves Lansdown keep faith in Neil Woodford

Should I stick with Neil Woodford’s funds?

That is the #1 subject on which my clients are currently asking for guidance.

Only time will tell but the fact is that his funds have significantly out-performed the market in the long term, notwithstanding two previous periods of under  performance.

All active investment managers will under-perform from time to time. They can only produce out-performance by taking bets against the market and inevitably from time to time they will place the wrong bets in the short term.

Mark Dampier has written a very good article about this which I suggest you read.

What am I doing?

My pension drawdown portfolio is significantly targeted at funds which pay a good level of dividends and Neil Woodford’s fund will remain a significant holding.

My ISA fund is more targeted at capital growth. If I decide to reduce the exposure to dividend paying funds then Neil’s fund may be the casualty but only because the other funds are doing well.

My overall guidance to clients is to stick with the agreed medium/long term strategy and do not allow short term performance/noise to change that strategy.

Most of my clients use the Hargreaves Lansdown platform and have a basic strategy which uses funds in the HL Wealth150 or Core Tracker lists influenced by which funds HL hold in the Multi Manager Fund most closely aligned to their objectives.

If you would like some guidance on how your fund selection stacks up I will gladly take a look and let you have a brief report for a one off fee of £97. This will comprise general guidance and not specific fund selection. Just pop your details in the box below or drop me an email.

Finally, if this is your first visit please sign up for blog updates below.


This document and our on going services are not personal advice. We'll give you all the help and guidance you need to make your investment and retirement decisions, but we can't advise you. If you're not sure whether you need regulated financial advice we can put you in touch with a suitably qualified and experienced regulated adviser. Because we are not regulated by the Financial Conduct Authority you will not have access to the Financial Ombudsman Service in respect of any complaints. If you use one of the "no advice" on line services to handle investment transactions they will be Regulated and you will have access to the Ombudsman and The Financial Compensation Scheme in respect of their services. The value of investments/pension plans can fall or rise depending on market performance. The Retirement Team and The Investment and Retirement Coach are trading names of Capture Success Ltd Reg No 01825075 Tel 07770575122

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