Call Richard Cook: 07770 575 122

email: richard@theinvestmentandretirementcoach.co.uk

Half of savers clueless about pension consolidation

That was the conclusion of a recent report from pension specialist – Aegon UK. Mark Till, Managing Director of Aegon, said;-

“By not consolidating, people incur multiple management fees from different providers. These eat into the value of retirement funds. The need to consolidate pension plans is more important than ever.”

Regular blog readers will know this is something I have been banging on about for ages.

I am absolutely convinced that once people have consolidated all those old plans into one modern plan with online valuations etc. they will pay attention, start to take retirement planning seriously and stand a much better chance of reaching their retirement targets.

Most people just don’t know where to start and are frightened off by Financial Adviser’s hourly fees, which are sometimes in excess of £200 per hour.

Using one of the online platforms such as Hargreaves Lansdown may well be a cost effective answer. However if you are not confident enough to go it alone locking into some help from The Investment and Retirement Coach transfer guidance service may be the answer. The starting point is to pop your contact details into the enquiry box or give me, Richard Cook, a ring on 07770 575122. It shouldn’t take long to find out if this is right for you and what it would cost.

Richard Cook - The Investment & Retirement Coach

This is your money. No-one will look after it as well as you.


The blog posts listed below make good reading and may well fill in some gaps for you.

Finally don’t forget to sign up for blog updates and share this with anyone you think may be interested.


This document and our on going services are not personal advice. We'll give you all the help and guidance you need to make your investment and retirement decisions, but we can't advise you. If you're not sure whether you need regulated financial advice we can put you in touch with a suitably qualified and experienced regulated adviser. Because we are not regulated by the Financial Conduct Authority you will not have access to the Financial Ombudsman Service in respect of any complaints. If you use one of the "no advice" on line services to handle investment transactions they will be Regulated and you will have access to the Ombudsman and The Financial Compensation Scheme in respect of their services. The value of investments/pension plans can fall or rise depending on market performance. The Retirement Team and The Investment and Retirement Coach are trading names of Capture Success Ltd Reg No 01825075 Tel 07770575122

Share Button
Sign up to my mailing list

Fearless Retirement

Register to be in with a chance of receiving one of 25 complimentary copies of my book “Fearless Retirement


Need more information?

Use the form below to contact me and I’ll get back to you as soon as possible.

    Your Name (required)

    Your Email (required)

    Your telephone number:


    Any particular problems/ issues?

    Read my featured articles on money success here;