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Call Richard Cook: 07770 575 122

email: richard@theinvestmentandretirementcoach.co.uk

Financial Advisers fail to be clear about their charges. That could be costing you a fortune!

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The majority of firms offering financial advice are not being clear about the fees they charge, according to the City Regulator’s latest crackdown on the industry.

Why should anyone be surprised?

Since commission was banned many firms have substantially increased their charges.

No wonder they’re not keen to spell them out!

According to “Which?” the threat to our returns through high charges can be very dramatic. Industry average ongoing charges of 1.67% pa and growth of 6% pa would cost you a whopping £9000 over 20 years on an investment of just £10,000. But total charges from regulated advisers now often exceed 2% pa. Your financial circumstances would need to be very complex to make those sort of charges good value for money.

It’s little wonder that online financial supermarkets like Hargreaves Lansdown are the big winners in today’s world. They have significantly reduced their charges at the same time as financial advisers are increasing charges and hiding them from clients.

But not everyone is confident or knowledgeable enough to make their own financial decisions online.

And that’s where we come in.

We provide invaluable information and guidance to help you reduce charges and enhance performance. You’ll learn how to use all the online tools yourself so you can make sound financial decisions.

WHAT’S NEXT?

Contact me to book your free 20 minute exploratory telephone conversation.
Then click on the ‘Get it now!’ button below to signup to my newsletter where you’ll get your free ecourse “7 Secrets of Making Good Online Financial Decisions.”

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IMPORTANT INFORMATION
This document and our on going services are not personal advice. We'll give you all the help and guidance you need to make your investment and retirement decisions, but we can't advise you. If you're not sure whether you need regulated financial advice we can put you in touch with a suitably qualified and experienced regulated adviser. Because we are not regulated by the Financial Conduct Authority you will not have access to the Financial Ombudsman Service in respect of any complaints. If you use one of the "no advice" on line services to handle investment transactions they will be Regulated and you will have access to the Ombudsman and The Financial Compensation Scheme in respect of their services. The value of investments/pension plans can fall or rise depending on market performance. The Retirement Team and The Investment and Retirement Coach are trading names of Capture Success Ltd Reg No 01825075 Tel 07770575122

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