Call Richard Cook: 07770 575 122

email: richard@theinvestmentandretirementcoach.co.uk

Could you wipe out your entire higher rate tax liability for 2014/2015?

Yes! It’s entirely legal — no unexpected tax bill in a few years’ time.

Not everyone will qualify but this is something you should seriously investigate if you are:-

  • Aged over 50.
  • A higher rate taxpayer with earned income.
  • Have some personal savings/ investments.

How does this work? By exploiting the new pension freedoms introduced in this years budget which enables you to extract all of your pension fund in one or more lump sums. No pension necessary.

The secret is to make contributions which qualify for tax relief at 40% (wiping out some or all of your higher rate liability) and then, at some time in the future, (after age 55), take 25% of the fund entirely tax free and the balance over one or more years at just 20% tax.

The result — a rate of return many times greater than you would achieve on the 60% available for investment after you have paid your tax bill. Take a look at my previous blog for an example.

Want to know more? Put your name and email address in the box below so that I have your permission to send you more useful information and click the button on the right to arrange a complimentary 20 minute discussion to see if this is really right for you.


This document and our on going services are not personal advice. We'll give you all the help and guidance you need to make your investment and retirement decisions, but we can't advise you. If you're not sure whether you need regulated financial advice we can put you in touch with a suitably qualified and experienced regulated adviser. Because we are not regulated by the Financial Conduct Authority you will not have access to the Financial Ombudsman Service in respect of any complaints. If you use one of the "no advice" on line services to handle investment transactions they will be Regulated and you will have access to the Ombudsman and The Financial Compensation Scheme in respect of their services. The value of investments/pension plans can fall or rise depending on market performance. The Retirement Team and The Investment and Retirement Coach are trading names of Capture Success Ltd Reg No 01825075 Tel 07770575122

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