Call Richard Cook: 07770 575 122

email: richard@theinvestmentandretirementcoach.co.uk

Are you in the 23% of people who have lost track of at least one pension pot?

pension pot

A shift in working cultures and confusion around retirement planning is resulting in a pension ‘black hole,’ with almost a quarter (23%) of UK adults stating they have lost track of at least one pension scheme – according to a new online poll* for Age UK. Reasons behind the UK’s missing pensions:

  • Nearly half of all missing pensions (47%) are simply ‘lost in the mists of time’
  • 1 in 5 (20%) people missing pensions say they have lost their pension paperwork
  • 10% blame the fact that they’ve moved jobs too many times to keep track of their pensions
  • Younger generations are more likely to have lost track of a pension, with 37% of those aged 18-44 already having experienced this.

Tracing a pension’

Tips from Age UK on finding a lost pension include:

  • Collect as much information about your previous employer as possible including names, the type of business it ran, previous addresses and scheme dates
  • Search for any paperwork that you may have received with the pension
  • Type of pension – try to remember if it was a workplace or personal pension
  • Call the Pension Tracing Service which can help to track down your lost pension on 0845 600 2537.

Action Points

Ask us for our Pension Consolidation Fact Sheet. Whether it is an old pension you have just found, one from a previous employer, or a personal pension plan taken out a few years ago, the chances are you can reduce costs, improve performance and gain greater flexibility and control. Just email me with “pension consolidation” in the subject line.


This document and our on going services are not personal advice. We'll give you all the help and guidance you need to make your investment and retirement decisions, but we can't advise you. If you're not sure whether you need regulated financial advice we can put you in touch with a suitably qualified and experienced regulated adviser. Because we are not regulated by the Financial Conduct Authority you will not have access to the Financial Ombudsman Service in respect of any complaints. If you use one of the "no advice" on line services to handle investment transactions they will be Regulated and you will have access to the Ombudsman and The Financial Compensation Scheme in respect of their services. The value of investments/pension plans can fall or rise depending on market performance. The Retirement Team and The Investment and Retirement Coach are trading names of Capture Success Ltd Reg No 01825075 Tel 07770575122

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