Call Richard Cook: 07770 575 122

email: richard@theinvestmentandretirementcoach.co.uk

80,000 transfers out of Final Salary Pensions in the last year. Why not you?

My apologies to all my readers who have not been in final salary pension schemes but this is such a hot topic that I need to come back to it time and time again.

The headline figure has just been released by The Pension Regulator following a freedom of information request. Some 70% of regulated financial advisers also reported that transfers would form a greater part of their business in the next year.

Although the figures are huge they still represent a tiny fraction of the people who still have benefits in final salary schemes from previous employments.

If you are in that position please, please, pay attention. Transfer values are at an all time high and if you wish you can gain access to the money from age 55.  This is not right for everyone and although I cannot give regulated advice my guidance will help you to decide whether this is something you need to take seriously or not.

Rather than repeat all that has been said in previous blogs here are the links:

If a former Pensions Minister has cashed in her Final Salary Pension why shouldn’t you?

Pension Transfers… “Gosh Richard that’s a LOT of money”

Huge increase in pension transfer enquiries. WHY?

Yes, I know that’s a lot of reading but this is your money and it deserves your attention. In the 30 years plus that I was a Financial Adviser I never had clients getting as excited about their pensions as current clients are about getting control of their pension funds. Often hundreds of thousands of pounds and in one recent case just short of £2 million. As the blog headline above says “that’s  a lot of money“.

How do you start the process?  Just text 07770 575122 with “Pension Transfer” in the heading and I will send you a draft letter to send to your pension provider to get all the information  you need. When you get the reply give me a ring and we can have a preliminary meeting at a cost of just £125 (that’s a 50% discount – just quote discount code 80,000).

PS. Not enough people know about this. Please use the buttons below to share as widely as you can. Who knows you could be about to become a hero to one of your friends or colleagues!


This document and our on going services are not personal advice. We'll give you all the help and guidance you need to make your investment and retirement decisions, but we can't advise you. If you're not sure whether you need regulated financial advice we can put you in touch with a suitably qualified and experienced regulated adviser. Because we are not regulated by the Financial Conduct Authority you will not have access to the Financial Ombudsman Service in respect of any complaints. If you use one of the "no advice" on line services to handle investment transactions they will be Regulated and you will have access to the Ombudsman and The Financial Compensation Scheme in respect of their services. The value of investments/pension plans can fall or rise depending on market performance. The Retirement Team and The Investment and Retirement Coach are trading names of Capture Success Ltd Reg No 01825075 Tel 07770575122

Share Button

Leave a Reply

Your email address will not be published.

For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

I agree to these terms.

Sign up to my mailing list

Fearless Retirement

Register to be in with a chance of receiving one of 25 complimentary copies of my book “Fearless Retirement


Need more information?

Use the form below to contact me and I’ll get back to you as soon as possible.

    Your Name (required)

    Your Email (required)

    Your telephone number:


    Any particular problems/ issues?

    Read my featured articles on money success here;