Call Richard Cook: 07770 575 122

email: richard@theinvestmentandretirementcoach.co.uk

£33.6 billion in underperforming funds – is any of it yours?

Since I last wrote about Best Invest’s landmark publication “Spot the Dog” (identifying underperforming funds) the amount of money in those seriously underperforming funds has risen from £17.6 billion to today’s £33.6 billion. That’s not just a blip in performance. It is underperformance for at least three consecutive years and it could be your money.

Yet the Financial Advisers who put you in to those funds, and the Fund Managers, are continuing to receive their fees whilst you are losing out.

This is not theory. It is your lifestyle in retirement which is at risk.

Read the full report here and then take action. If your adviser has your money in ANY of those funds sack him/her.

If you are not confident enough to do your own research both Bestinvest and Hargreaves Lansdown have very user-friendly platforms which give plenty of guidance. It needn’t take a great deal of  time once you have set up the right processes.

Need more help? Just get in touch or phone me, Richard, on 07770 575122 and I will send you my guide “Developing an Investment Portfolio“.

Here is what one client has to say:-

“Since Richard introduced us to the Hargreaves Lansdown platform and business model I feel much more confident and able to manage our own investments albeit with the added reassurance of Richard guiding my decision making process. I still have the benefit of Richard’s vast experience but being retired I am now able to make time to focus on our investments in a much more pragmatic way. With Richard’s help my son and and daughter will be adopting a similar strategy with their investments.”

All of the information you need to make smart investment decisions is available online. You don’t need to pay fat fees to a Financial Adviser when a value for money guidance service will do the job for you.

Why not get in touch? The result could well be improved investment performance and an extra holiday a year once you are retired and have the time available.

£33.6 billion. That’s a lot of money. Money people worked hard to earn and save. Make sure your money is working hard for you.


This document and our on going services are not personal advice. We'll give you all the help and guidance you need to make your investment and retirement decisions, but we can't advise you. If you're not sure whether you need regulated financial advice we can put you in touch with a suitably qualified and experienced regulated adviser. Because we are not regulated by the Financial Conduct Authority you will not have access to the Financial Ombudsman Service in respect of any complaints. If you use one of the "no advice" on line services to handle investment transactions they will be Regulated and you will have access to the Ombudsman and The Financial Compensation Scheme in respect of their services. The value of investments/pension plans can fall or rise depending on market performance. The Retirement Team and The Investment and Retirement Coach are trading names of Capture Success Ltd Reg No 01825075 Tel 07770575122

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