Call Richard Cook: 07770 575 122

email: richard@theinvestmentandretirementcoach.co.uk

2 in 3 couples failing to get retirement advice – is that you?

Those were the findings of a recent survey. Scary isn’t it?

The pensions industry has a lot to answer for if people are scared to ask for advice which could have a major impact on their lifestyles for the rest of their lives.

If the thought of taking expensive advice from a regulated financial adviser scares you my “guidance” service may be just what you are looking for. I am a retired financial adviser with more than 30 years’ experience who has learned how to make the low cost online financial services packages work for me and I can show you how they might also work for you.

The online financial services platforms such as Hargreaves Lansdown and Fidelity are very user friendly and cost effective. The problem is that there is an over-load of information if you don’t know what you are looking for. You also need to know how to set up the systems and processes which are necessary if you are to get the best results and not make big mistakes.

Whether you are just starting out on your retirement planning journey or are close to retirement this is not something you can leave to someone else in the hope it will work out ok.

Most people I talk to can tell me extraordinarily little about their pension plans. Perhaps the name of the pension provider but that’s about it. Little idea about the value, the projected benefits, the investment strategy or the costs.

Compare that to someone who has listened to my guidance and is using one of the online platforms such as Hargreaves Lansdown. They will be able to answer all those questions, be able to track the performance of their pension fund on their mobile phones if that’s their thing, and above all have confidence in their retirement planning.

Can you really afford to leave your lifestyle in retirement to chance or would you like to be in control?

Retirement Risk Zone: If you are in what I call “The Retirement Risk Zone“ – the three years before retirement and the three years after – this is a particularly important time for you. Make the wrong decision now and it could have a major impact on your lifestyle for the rest of your life.

The Retirement Coach Programme has been designed to fill the gap between free guidance and expensive regulated advice.

If you are worried about how effective your Retirement Planning is book a FREE exploratory 15-minute zoom meeting with me. I have allocated 10 slots over the next two weeks and when they are gone, they are gone. There are a limited number of people to whom, after the preliminary discussion, I can offer an ongoing guidance service so please don’t book a slot unless this is something you really wish to take seriously.

To register your interest please text me, Richard, on 07770 575122 with Zoom Meeting in the header and I will be in touch.


This document and our on going services are not personal advice. We'll give you all the help and guidance you need to make your investment and retirement decisions, but we can't advise you. If you're not sure whether you need regulated financial advice we can put you in touch with a suitably qualified and experienced regulated adviser. Because we are not regulated by the Financial Conduct Authority you will not have access to the Financial Ombudsman Service in respect of any complaints. If you use one of the "no advice" on line services to handle investment transactions they will be Regulated and you will have access to the Ombudsman and The Financial Compensation Scheme in respect of their services. The value of investments/pension plans can fall or rise depending on market performance. The Retirement Team and The Investment and Retirement Coach are trading names of Capture Success Ltd Reg No 01825075 Tel 07770575122

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