Call Richard Cook: 07770 575 122

email: richard@theinvestmentandretirementcoach.co.uk

£17.6 billion in under-performing funds…Is any of it yours?

Best Invest’s landmark publication ” Spot the dog”  identifies £17.6 billion in seriously under-performing funds.

£17.6 billion – that’s a lot of money.  Is any of it yours? Are you sure? Chances are that you paid a Financial Adviser handsomely to put you in those funds.  Even more shocking is that the fund managers are probably paying him 0.5% per annum of your money for keeping you in those “dog” funds.


Image courtesy of Bestinvest

If you get at least an annual review from your adviser, who recommends fund switches when appropriate, you are probably in good hands.

If not it is time to take this into your own hands. Bestinvest and Hargreaves Lansdown both have very client friendly platforms which allow you to select and monitor your investments.  It needn’t take a great deal of time once you have set up the appropriate strategy. If  you are not confident enough to take this entirely into your own hands The Investment and Retirement Coach programme may be just what you are looking for.

Read what one client has to say:-

“Since Richard introduced me to the Hargreaves Lansdown platform and business model I feel much more confident and able to manage our own investments albeit with the added reassurance of Richard guiding my decision making process.  I still have the benefit of Richard’s vast experience but being retired I am now able to make time to focus on our investments in a much more pragmatic way.”

Of course the degree of support needed by each client is different but it really is not difficult to take control of your money.  No-one will look after it better.

Interested enough to want to find out more?  Just check the box on the right to book your telephone discussion with me.

PS. Too difficult for you?  Take a leaf out of the book of one 91 year old client who has just done her first investment switch, unaided, online.  Yes she did phone me to check it was all ok and it was.  If she can do it so can you.

£17.6 billion – at 0.5% per annum someone is picking up a lot of money for letting their clients down. Make sure it’s not your hard earned money!!


This document and our on going services are not personal advice. We'll give you all the help and guidance you need to make your investment and retirement decisions, but we can't advise you. If you're not sure whether you need regulated financial advice we can put you in touch with a suitably qualified and experienced regulated adviser. Because we are not regulated by the Financial Conduct Authority you will not have access to the Financial Ombudsman Service in respect of any complaints. If you use one of the "no advice" on line services to handle investment transactions they will be Regulated and you will have access to the Ombudsman and The Financial Compensation Scheme in respect of their services. The value of investments/pension plans can fall or rise depending on market performance. The Retirement Team and The Investment and Retirement Coach are trading names of Capture Success Ltd Reg No 01825075 Tel 07770575122

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